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Told my advisor that I pay $1000 towards my car payment even though the minimum is $450. He told me if i have extra money per month that I should be putting it towards another policy instead of adding on to the minimum of my car payment. So he suggested I should buy a term life insurance plan even though I already have a whole life insurance plan that I purchased back in 2016. This the right move or is he just trying to sell me more? *Information maybe needed: 23 years old, i have a Roth IRA and money invested in mutual funds along with my whole insurance plan. Can provide more info if needed, any advice is greatly appreciated *** Edit: This has been very eye opening, thank you for everyone who commented